How Much Social Security Do You Pay for a Housekeeper in Spain? (2026)
What you pay in Social Security for a housekeeper in Spain in 2026.
Quick answer: contributions are calculated by income band. The main rates are common contingencies (~28.30%) and unemployment (~6.05%), plus FOGASA (0.20%) and work-accident cover; most is paid by the employer. A 20% reduction applies to the employer contribution (45% for large families).
Contributions are what turn the wage into a total cost. Here's how they split.
How it's calculated
The contribution base sits in the band matching the monthly pay. The rates for each item are applied to that base.
The split
- Common contingencies ~28.30% (mostly employer; a small part, worker).
- Unemployment ~6.05% (employer 5.50% + worker 1.55%).
- FOGASA 0.20% and work-accident cover, employer-paid.
Reductions
There is a 20% reduction on the employer's common-contingencies contribution (up to 45% for large families). Estimate the final cost with the calculator.
Official sources
Conclusion
Contributions fall mostly on the employer, with a 20% reduction. Add them to the wage for the real cost.
See also
- How much it costs — wage plus contributions.
- How to register — the TGSS process.
FAQ
Is the contribution fixed?
No: it depends on the pay band. The higher the wage, the higher the base and the contribution; the calculator gives an estimate for your case.
Who pays for unemployment?
It's split: the employer (with an 80% bonus) and the worker. Since 2023 domestic employment contributes for unemployment.