How Much Does a Housekeeper Cost in Spain in 2026?
What a housekeeper really costs in Spain in 2026, contributions included.
Quick answer: the real cost isn't just the wage. On top of the SMI (€1,221/month in 14 payments) sit Social Security contributions (mostly the employer's), with a 20% reduction on the employer contribution. Spain has no tax credit, so the total cost is wage plus contributions.
Understanding the cost means looking past the wage to the contributions the employer carries.
The building blocks
- Wage: at least the SMI (€1,221/month in 14 payments, ~€1,424.50 spread over 12).
- Contributions: common contingencies, unemployment and FOGASA, mostly the employer's.
- 20% reduction on the employer contribution (45% for large families).
Estimate your cost
The calculator turns wage and hours into a total monthly cost.
What moves the bill
- The hours and how regular they are.
- The tasks and level (ironing, cooking, childcare).
- The city — Madrid and Barcelona tend to run above the average.
Official sources
Conclusion
Add the contributions to the wage for the real figure. Use the calculator with your hours for a number that fits your household.
See also
- The salary guide — SMI and hourly pay.
- How much Social Security — contributions by band.
- Cost in Madrid — the capital's rates.
FAQ
How much are the contributions?
They're set by pay band (common contingencies around 28.3% split between employer and worker, plus unemployment and FOGASA), with a 20% reduction on the employer's contribution.
Is there help with the cost?
Yes: a 20% reduction on the employer's contribution for new registrations, and up to 45% for large families.